Competitive rates, local decisions for your personal loan needs.

Explore your options and succeed with loans designed for your business.

• View All Calculators
• View All Mortgage Calculators
• Close Window

Which payment plan works best for my Loan ?

Use this loan calculator to find the combination that best fits your needs by adjusting the monthly payment, loan amount, interest rate and term until you are satisfied with the results. Press the "View Personalized Report" button to see a complete amortization schedule, either by month or by year.

This Financial Calculator requires SUN's JavaT Plug-in. If you see this message you will need to download SUN's JavaT Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing "Install ActiveX Control". If you continue to see this message, please ensure that Java is enabled on your computer. For Internet Explorer, visit: Tools / Internet Options / Security / Custom Level / Java Permissions = select an option other than Disable. If you continue to see this message, you can reset your browsers security settings to their original default level. To do this with Internet Explorer, visit: Tools / Internet Options / Security / Select the Default Level option.

Definitions Monthly Payment Monthly payment for this loan. Interest Rate Annual interest rate for this loan. Interest is calculated monthly on the current outstanding balance of your loan at 1/12 of the annual rate. Term In Months Number of months for this loan. Loan Amount Total amount of your loan.

We welcome the opportunity to discuss how we can assist you. We will provide you with professional, yet personal assistance in assessing your specific needs. Contact Us

This information is provided for illustrative purposes only and is not intended to constitute legal, financial or other advice. This information does not constitute an application, offer or commitment by Cabarrus Bank & Trust or a representation of current tax, stock value, interest rates, investment performance or any other future performance. The accuracy of this calculator and its applicability to your circumstances is not guaranteed. You should obtain personal advice from qualified professionals.